Call reports 2024
BLUESTONE BANK — 2024
What BLUESTONE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,529,846,000 | 1,519,908,000 | 1,552,375,000 | 1,573,103,000 |
| Total loans | 1,113,222,000 | 1,130,732,000 | 1,134,972,000 | 1,147,244,000 |
| Allowance for loan losses | 7,900,000 | 7,836,000 | 7,695,000 | 7,085,000 |
| Securities available for sale | 306,054,000 | 302,966,000 | 309,601,000 | 294,437,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,215,864,000 | 1,222,532,000 | 1,316,666,000 | 1,270,798,000 |
| Interest-bearing deposits | 1,043,162,000 | 1,049,892,000 | 1,144,175,000 | 1,112,342,000 |
| Noninterest-bearing deposits | 172,702,000 | 172,640,000 | 172,491,000 | 158,456,000 |
| Equity capital | 108,663,000 | 109,673,000 | 117,709,000 | 112,635,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 16,758,000 | 34,094,000 | 51,927,000 | 69,912,000 |
| Interest expense | 8,714,000 | 18,027,000 | 27,719,000 | 37,892,000 |
| Net interest income | 8,044,000 | 16,067,000 | 24,208,000 | 32,020,000 |
| Noninterest income | 1,747,000 | 3,321,000 | 5,042,000 | 6,830,000 |
| Noninterest expense | 7,982,000 | 16,210,000 | 24,718,000 | 33,568,000 |
| Provision for loan losses | 129,000 | 80,000 | -64,000 | -678,000 |
| Pretax income | 1,625,000 | 3,219,000 | 4,588,000 | 5,872,000 |
| Income tax | 351,000 | 678,000 | 957,000 | 1,213,000 |
| Net income | 1,274,000 | 2,541,000 | 3,631,000 | 4,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 145,662,000 | 146,933,000 | 148,023,000 | 149,052,000 |
| Total capital | 154,545,000 | 155,576,000 | 156,654,000 | 157,153,000 |
| Risk-weighted assets | 1,098,788,000 | 1,094,671,000 | 1,108,917,000 | 1,132,717,000 |