Call reports 2022
BLUESTONE BANK — 2022
What BLUESTONE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,332,524,000 | 1,325,604,000 | 1,364,952,000 | 1,398,628,000 |
| Total loans | 855,947,000 | 903,876,000 | 960,177,000 | 992,225,000 |
| Allowance for loan losses | 5,748,000 | 6,169,000 | 6,577,000 | 7,034,000 |
| Securities available for sale | 348,267,000 | 351,260,000 | 330,837,000 | 337,380,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,204,117,000 | 1,207,369,000 | 1,221,344,000 | 1,197,624,000 |
| Interest-bearing deposits | 994,393,000 | 992,419,000 | 998,872,000 | 984,293,000 |
| Noninterest-bearing deposits | 209,724,000 | 214,950,000 | 222,472,000 | 213,331,000 |
| Equity capital | 119,676,000 | 109,635,000 | 97,237,000 | 101,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,023,000 | 20,758,000 | 32,560,000 | 45,385,000 |
| Interest expense | 485,000 | 1,007,000 | 1,979,000 | 4,360,000 |
| Net interest income | 9,538,000 | 19,751,000 | 30,581,000 | 41,025,000 |
| Noninterest income | 1,651,000 | 3,280,000 | 4,680,000 | 5,977,000 |
| Noninterest expense | 8,609,000 | 17,179,000 | 25,743,000 | 34,441,000 |
| Provision for loan losses | 180,000 | 601,000 | 1,009,000 | 1,466,000 |
| Pretax income | 2,400,000 | 5,251,000 | 8,509,000 | 11,095,000 |
| Income tax | 582,000 | 1,275,000 | 2,122,000 | 2,751,000 |
| Net income | 1,818,000 | 3,976,000 | 6,387,000 | 8,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,634,000 | 135,794,000 | 138,205,000 | 140,164,000 |
| Total capital | 139,473,000 | 142,054,000 | 144,873,000 | 147,289,000 |
| Risk-weighted assets | 813,256,000 | 875,161,000 | 909,459,000 | 933,532,000 |