Call reports 2021
BLUESTONE BANK — 2021
What BLUESTONE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,294,556,000 | 1,298,698,000 | 1,305,286,000 | 1,326,102,000 |
| Total loans | 866,288,000 | 852,254,000 | 850,681,000 | 843,107,000 |
| Allowance for loan losses | 5,023,000 | 5,023,000 | 5,223,000 | 5,568,000 |
| Securities available for sale | 196,003,000 | 290,176,000 | 301,686,000 | 332,122,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,156,877,000 | 1,158,435,000 | 1,163,364,000 | 1,183,083,000 |
| Interest-bearing deposits | 988,993,000 | 954,844,000 | 950,413,000 | 969,078,000 |
| Noninterest-bearing deposits | 167,884,000 | 203,591,000 | 212,951,000 | 214,005,000 |
| Equity capital | 128,145,000 | 131,718,000 | 132,496,000 | 133,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,275,000 | 18,746,000 | 28,105,000 | 37,987,000 |
| Interest expense | 752,000 | 1,352,000 | 1,918,000 | 2,425,000 |
| Net interest income | 8,523,000 | 17,394,000 | 26,187,000 | 35,562,000 |
| Noninterest income | 4,686,000 | 8,038,000 | 10,485,000 | 13,199,000 |
| Noninterest expense | 9,286,000 | 18,080,000 | 26,491,000 | 35,794,000 |
| Provision for loan losses | 0 | 0 | 200,000 | 545,000 |
| Pretax income | 3,911,000 | 7,340,000 | 10,067,000 | 12,508,000 |
| Income tax | 1,009,000 | 1,868,000 | 2,544,000 | 3,138,000 |
| Net income | 2,902,000 | 5,472,000 | 7,523,000 | 9,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 125,507,000 | 127,914,000 | 129,965,000 | 131,816,000 |
| Total capital | 130,621,000 | 133,028,000 | 135,279,000 | 137,475,000 |
| Risk-weighted assets | 774,578,000 | 773,278,000 | 780,494,000 | 780,127,000 |