Call reports 2018
BLUESTONE BANK — 2018
What BLUESTONE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 577,114,000 | 591,335,000 | 602,354,000 | 612,603,000 |
| Total loans | 427,803,000 | 444,703,000 | 458,703,000 | 469,163,000 |
| Allowance for loan losses | 3,827,000 | 3,886,000 | 3,962,000 | 4,100,000 |
| Securities available for sale | 122,731,000 | 119,912,000 | 118,410,000 | 114,005,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 470,958,000 | 491,214,000 | 511,817,000 | 508,542,000 |
| Interest-bearing deposits | 410,724,000 | 430,340,000 | 454,536,000 | 447,679,000 |
| Noninterest-bearing deposits | 60,234,000 | 60,874,000 | 57,281,000 | 60,863,000 |
| Equity capital | 53,992,000 | 53,824,000 | 53,692,000 | 55,792,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,109,000 | 10,467,000 | 15,980,000 | 21,745,000 |
| Interest expense | 636,000 | 1,353,000 | 2,245,000 | 3,311,000 |
| Net interest income | 4,473,000 | 9,114,000 | 13,735,000 | 18,434,000 |
| Noninterest income | 996,000 | 2,142,000 | 3,215,000 | 4,321,000 |
| Noninterest expense | 4,715,000 | 9,321,000 | 14,114,000 | 18,640,000 |
| Provision for loan losses | 50,000 | 125,000 | 200,000 | 275,000 |
| Pretax income | 704,000 | 1,810,000 | 2,636,000 | 3,862,000 |
| Income tax | 15,000 | 235,000 | 383,000 | 627,000 |
| Net income | 689,000 | 1,575,000 | 2,253,000 | 3,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,680,000 | 53,987,000 | 54,639,000 | 55,762,000 |
| Total capital | 57,598,000 | 57,964,000 | 58,692,000 | 59,953,000 |
| Risk-weighted assets | 372,390,000 | 381,769,000 | 399,696,000 | 403,662,000 |