Call reports 2017
BLUESTONE BANK — 2017
What BLUESTONE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 549,566,000 | 567,984,000 | 568,449,000 | 576,164,000 |
| Total loans | 412,116,000 | 425,132,000 | 420,150,000 | 427,911,000 |
| Allowance for loan losses | 3,656,000 | 3,732,000 | 3,704,000 | 3,776,000 |
| Securities available for sale | 109,016,000 | 117,804,000 | 123,923,000 | 121,691,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,131,000 | 457,954,000 | 457,301,000 | 441,255,000 |
| Interest-bearing deposits | 382,884,000 | 397,020,000 | 402,106,000 | 384,428,000 |
| Noninterest-bearing deposits | 67,247,000 | 60,934,000 | 55,195,000 | 56,827,000 |
| Equity capital | 52,660,000 | 53,719,000 | 54,409,000 | 54,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,730,000 | 9,599,000 | 14,579,000 | 19,646,000 |
| Interest expense | 467,000 | 958,000 | 1,483,000 | 2,051,000 |
| Net interest income | 4,263,000 | 8,641,000 | 13,096,000 | 17,595,000 |
| Noninterest income | 963,000 | 1,888,000 | 2,886,000 | 4,026,000 |
| Noninterest expense | 4,231,000 | 8,459,000 | 13,009,000 | 17,013,000 |
| Provision for loan losses | 75,000 | 150,000 | 125,000 | 200,000 |
| Pretax income | 920,000 | 1,920,000 | 2,848,000 | 4,408,000 |
| Income tax | 230,000 | 463,000 | 693,000 | 1,701,000 |
| Net income | 690,000 | 1,457,000 | 2,155,000 | 2,707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,172,000 | 51,949,000 | 52,655,000 | 53,064,000 |
| Total capital | 54,920,000 | 55,772,000 | 56,450,000 | 56,931,000 |
| Risk-weighted assets | 352,746,000 | 364,145,000 | 361,655,000 | 368,096,000 |