Call reports 2025
CTBC BANK CORP. (USA) — 2025
What CTBC BANK CORP. (USA) reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 5,172,372,000 | 5,321,807,000 | 5,464,830,000 | 5,583,080,000 |
| Total loans | 4,236,162,000 | 4,321,560,000 | 4,314,329,000 | 4,305,723,000 |
| Allowance for loan losses | 43,280,000 | 48,770,000 | 49,293,000 | 46,916,000 |
| Securities available for sale | 212,841,000 | 216,446,000 | 249,058,000 | 264,036,000 |
| Securities held to maturity | 53,881,000 | 79,169,000 | 96,920,000 | 99,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,400,038,000 | 4,538,191,000 | 4,667,248,000 | 4,765,537,000 |
| Interest-bearing deposits | 3,746,666,000 | 3,915,471,000 | 4,056,851,000 | 4,072,028,000 |
| Noninterest-bearing deposits | 653,372,000 | 622,720,000 | 610,397,000 | 693,509,000 |
| Equity capital | 721,505,000 | 730,453,000 | 744,659,000 | 760,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 70,655,000 | 144,069,000 | 220,488,000 | 296,447,000 |
| Interest expense | 35,086,000 | 70,803,000 | 108,056,000 | 143,901,000 |
| Net interest income | 35,569,000 | 73,266,000 | 112,432,000 | 152,546,000 |
| Noninterest income | 4,216,000 | 7,769,000 | 12,041,000 | 16,883,000 |
| Noninterest expense | 24,648,000 | 48,811,000 | 72,833,000 | 99,034,000 |
| Provision for loan losses | 1,472,000 | 6,961,000 | 7,750,000 | 6,211,000 |
| Pretax income | 13,632,000 | 25,140,000 | 43,211,000 | 63,392,000 |
| Income tax | 4,054,000 | 7,445,000 | 13,217,000 | 18,925,000 |
| Net income | 9,578,000 | 17,695,000 | 29,994,000 | 44,467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 736,907,000 | 745,180,000 | 757,625,000 | 772,248,000 |