Call reports 2020
CTBC BANK CORP. (USA) — 2020
What CTBC BANK CORP. (USA) reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 3,756,719,000 | 3,859,976,000 | 4,181,256,000 | 3,904,185,000 |
| Total loans | 3,075,764,000 | 3,021,282,000 | 3,103,826,000 | 2,977,406,000 |
| Allowance for loan losses | 35,476,000 | 41,477,000 | 42,163,000 | 37,210,000 |
| Securities available for sale | 306,041,000 | 276,077,000 | 241,521,000 | 205,152,000 |
| Securities held to maturity | 36,161,000 | 35,916,000 | 32,346,000 | 31,644,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,171,943,000 | 3,186,548,000 | 3,495,850,000 | 3,254,840,000 |
| Interest-bearing deposits | 2,567,624,000 | 2,544,219,000 | 2,804,363,000 | 2,546,232,000 |
| Noninterest-bearing deposits | 604,319,000 | 642,329,000 | 691,487,000 | 708,608,000 |
| Equity capital | 532,349,000 | 536,907,000 | 546,270,000 | 559,054,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 39,225,000 | 74,960,000 | 109,944,000 | 144,899,000 |
| Interest expense | 10,698,000 | 19,593,000 | 27,033,000 | 33,558,000 |
| Net interest income | 28,527,000 | 55,367,000 | 82,911,000 | 111,341,000 |
| Noninterest income | 1,988,000 | 3,660,000 | 6,620,000 | 9,773,000 |
| Noninterest expense | 17,627,000 | 33,874,000 | 49,296,000 | 66,950,000 |
| Provision for loan losses | 2,885,000 | 9,257,000 | 9,934,000 | 5,001,000 |
| Pretax income | 10,003,000 | 15,896,000 | 30,301,000 | 49,163,000 |
| Income tax | 2,981,000 | 4,680,000 | 9,144,000 | 14,318,000 |
| Net income | 7,022,000 | 11,216,000 | 21,157,000 | 34,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 522,752,000 | 527,120,000 | 537,301,000 | 551,160,000 |