Call reports 2016
CTBC BANK CORP. (USA) — 2016
What CTBC BANK CORP. (USA) reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,786,719,000 | 2,884,051,000 | 2,913,993,000 | 2,957,652,000 |
| Total loans | 2,097,796,000 | 2,168,715,000 | 2,257,298,000 | 2,321,242,000 |
| Allowance for loan losses | 33,006,000 | 33,491,000 | 33,494,000 | 33,949,000 |
| Securities available for sale | 273,409,000 | 252,861,000 | 246,280,000 | 252,592,000 |
| Securities held to maturity | 4,019,000 | 4,933,000 | 4,898,000 | 13,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,271,630,000 | 2,372,509,000 | 2,395,187,000 | 2,434,661,000 |
| Interest-bearing deposits | 1,680,931,000 | 1,760,178,000 | 1,733,818,000 | 1,730,336,000 |
| Noninterest-bearing deposits | 590,699,000 | 612,331,000 | 661,369,000 | 704,325,000 |
| Equity capital | 415,590,000 | 421,250,000 | 426,113,000 | 430,407,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 22,051,000 | 45,612,000 | 71,291,000 | 97,936,000 |
| Interest expense | 3,175,000 | 6,543,000 | 10,049,000 | 13,477,000 |
| Net interest income | 18,876,000 | 39,069,000 | 61,242,000 | 84,459,000 |
| Noninterest income | 1,331,000 | 3,034,000 | 4,544,000 | 6,029,000 |
| Noninterest expense | 13,517,000 | 27,270,000 | 43,154,000 | 58,332,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,710,000 | 14,829,000 | 22,696,000 | 32,202,000 |
| Income tax | 2,607,000 | 5,834,000 | 8,898,000 | 11,034,000 |
| Net income | 4,103,000 | 8,995,000 | 13,798,000 | 21,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 347,715,000 | 355,816,000 | 363,640,000 | 370,970,000 |
| Total capital | 372,157,000 | 381,824,000 | 390,503,000 | 398,893,000 |
| Risk-weighted assets | 1,918,882,000 | 2,046,506,000 | 2,116,980,000 | 2,202,373,000 |