Call reports 2015
CTBC BANK CORP. (USA) — 2015
What CTBC BANK CORP. (USA) reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,294,626,000 | 2,302,021,000 | 2,569,618,000 | 2,832,044,000 |
| Total loans | 1,685,808,000 | 1,721,225,000 | 1,826,934,000 | 1,950,634,000 |
| Allowance for loan losses | 27,075,000 | 33,469,000 | 33,472,000 | 32,993,000 |
| Securities available for sale | 246,013,000 | 248,702,000 | 244,765,000 | 264,185,000 |
| Securities held to maturity | 2,027,000 | 2,008,000 | 1,990,000 | 4,048,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,796,153,000 | 1,798,212,000 | 2,060,015,000 | 2,319,408,000 |
| Interest-bearing deposits | 1,257,171,000 | 1,277,497,000 | 1,523,401,000 | 1,734,427,000 |
| Noninterest-bearing deposits | 538,982,000 | 520,715,000 | 536,614,000 | 584,981,000 |
| Equity capital | 399,752,000 | 402,939,000 | 408,050,000 | 409,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 17,463,000 | 36,570,000 | 57,319,000 | 78,493,000 |
| Interest expense | 2,182,000 | 4,279,000 | 6,680,000 | 11,291,000 |
| Net interest income | 15,281,000 | 32,291,000 | 50,639,000 | 67,202,000 |
| Noninterest income | 1,726,000 | 3,140,000 | 4,446,000 | 6,224,000 |
| Noninterest expense | 11,639,000 | 23,767,000 | 36,247,000 | 50,220,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,417,000 | 11,713,000 | 18,887,000 | 23,273,000 |
| Income tax | 2,063,000 | 4,495,000 | 7,296,000 | 8,458,000 |
| Net income | 3,354,000 | 7,218,000 | 11,591,000 | 14,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 323,080,000 | 328,884,000 | 335,642,000 | 341,006,000 |
| Total capital | 342,884,000 | 349,762,000 | 357,787,000 | 364,864,000 |
| Risk-weighted assets | 1,575,752,000 | 1,656,699,000 | 1,759,332,000 | 1,856,551,000 |