Call reports 2026
PREFERRED BANK — 2026
What PREFERRED BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 74,239,000 | 73,456,000 |
| Total loans | 46,577,000 | 47,203,000 |
| Allowance for loan losses | 280,000 | 283,000 |
| Securities available for sale | 12,728,000 | 12,536,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 68,421,000 | 67,676,000 |
| Interest-bearing deposits | 57,925,000 | 57,505,000 |
| Noninterest-bearing deposits | 10,496,000 | 10,171,000 |
| Equity capital | 5,626,000 | 5,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 929,000 | 1,848,000 |
| Interest expense | 373,000 | 739,000 |
| Net interest income | 556,000 | 1,109,000 |
| Noninterest income | 59,000 | 108,000 |
| Noninterest expense | 562,000 | 1,123,000 |
| Provision for loan losses | 1,000 | 2,000 |
| Pretax income | 58,000 | 99,000 |
| Income tax | 0 | 0 |
| Net income | 58,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,053,000 | 6,094,000 |
| Total capital | 6,348,000 | 6,391,000 |
| Risk-weighted assets | 55,901,000 | 51,711,000 |