Call report 2025Q4
PREFERRED BANK — 2025Q4
The 22 measures PREFERRED BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 73,319,000 | USD | evidence → |
| Total loans | 47,326,000 | USD | evidence → |
| Allowance for loan losses | 280,000 | USD | evidence → |
| Securities available for sale | 12,693,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 67,559,000 | USD | evidence → |
| Interest-bearing deposits | 57,427,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,132,000 | USD | evidence → |
| Equity capital | 5,608,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,519,000 | USD | evidence → |
| Interest expense | 1,440,000 | USD | evidence → |
| Net interest income | 2,079,000 | USD | evidence → |
| Noninterest income | 189,000 | USD | evidence → |
| Noninterest expense | 2,228,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 28,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 27,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,995,000 | USD | evidence → |
| Total capital | 6,296,000 | USD | evidence → |
| Risk-weighted assets | 51,728,000 | USD | evidence → |