Call reports 2007
PREFERRED BANK — 2007
What PREFERRED BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 38,948,000 | 42,335,000 | 43,883,000 | 42,645,000 |
| Total loans | 26,723,000 | 27,929,000 | 28,382,000 | 29,399,000 |
| Allowance for loan losses | 328,000 | 354,000 | 381,000 | 377,000 |
| Securities available for sale | 3,025,000 | 2,974,000 | 3,782,000 | 5,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,408,000 | 36,051,000 | 37,566,000 | 36,251,000 |
| Interest-bearing deposits | 32,225,000 | 33,407,000 | 34,444,000 | 33,967,000 |
| Noninterest-bearing deposits | 2,183,000 | 2,644,000 | 3,122,000 | 2,283,000 |
| Equity capital | 4,226,000 | 4,271,000 | 4,326,000 | 4,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 658,000 | 1,353,000 | 2,080,000 | 2,821,000 |
| Interest expense | 340,000 | 705,000 | 1,104,000 | 1,539,000 |
| Net interest income | 318,000 | 648,000 | 976,000 | 1,282,000 |
| Noninterest income | 40,000 | 97,000 | 141,000 | 182,000 |
| Noninterest expense | 287,000 | 593,000 | 927,000 | 1,273,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 45,000 |
| Pretax income | 56,000 | 122,000 | 145,000 | 146,000 |
| Income tax | -2,000 | -4,000 | -6,000 | -8,000 |
| Net income | 58,000 | 126,000 | 151,000 | 154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,231,000 | 4,299,000 | 4,325,000 | 4,314,000 |
| Total capital | 4,559,000 | 4,653,000 | 4,700,000 | 4,691,000 |
| Risk-weighted assets | 27,982,000 | 29,940,000 | 31,179,000 | 31,648,000 |
Machine access — free, no API key
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