Call reports 2006
PREFERRED BANK — 2006
What PREFERRED BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 37,617,000 | 36,795,000 | 36,624,000 | 37,762,000 |
| Total loans | 26,998,000 | 27,191,000 | 26,752,000 | 26,549,000 |
| Allowance for loan losses | 349,000 | 342,000 | 313,000 | 313,000 |
| Securities available for sale | 1,440,000 | 1,434,000 | 1,582,000 | 2,664,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,240,000 | 32,380,000 | 32,170,000 | 33,283,000 |
| Interest-bearing deposits | 30,802,000 | 30,242,000 | 30,023,000 | 30,890,000 |
| Noninterest-bearing deposits | 2,438,000 | 2,138,000 | 2,147,000 | 2,393,000 |
| Equity capital | 4,180,000 | 4,194,000 | 4,241,000 | 4,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,219,000 | 1,854,000 | 2,489,000 |
| Interest expense | 279,000 | 578,000 | 894,000 | 1,220,000 |
| Net interest income | 323,000 | 641,000 | 960,000 | 1,269,000 |
| Noninterest income | 36,000 | 83,000 | 127,000 | 167,000 |
| Noninterest expense | 305,000 | 633,000 | 941,000 | 1,291,000 |
| Provision for loan losses | 0 | 20,000 | 38,000 | 191,000 |
| Pretax income | 54,000 | 71,000 | 108,000 | -46,000 |
| Income tax | -2,000 | -4,000 | -6,000 | -82,000 |
| Net income | 56,000 | 75,000 | 114,000 | 36,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,194,000 | 4,213,000 | 4,252,000 | 4,174,000 |
| Total capital | 4,527,000 | 4,547,000 | 4,565,000 | 4,487,000 |
| Risk-weighted assets | 26,615,000 | 28,208,000 | 27,326,000 | 27,312,000 |
Machine access — free, no API key
Every figure shown here about PREFERRED BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.