Call reports 2005
PREFERRED BANK — 2005
What PREFERRED BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 40,152,000 | 37,768,000 | 37,332,000 | 38,491,000 |
| Total loans | 28,884,000 | 28,518,000 | 27,669,000 | 25,964,000 |
| Allowance for loan losses | 458,000 | 449,000 | 434,000 | 344,000 |
| Securities available for sale | 1,803,000 | 1,511,000 | 1,452,000 | 1,441,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,878,000 | 33,468,000 | 33,072,000 | 34,173,000 |
| Interest-bearing deposits | 33,558,000 | 31,046,000 | 30,717,000 | 31,571,000 |
| Noninterest-bearing deposits | 2,320,000 | 2,422,000 | 2,355,000 | 2,602,000 |
| Equity capital | 4,172,000 | 4,194,000 | 4,097,000 | 4,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,189,000 | 1,850,000 | 2,448,000 |
| Interest expense | 256,000 | 501,000 | 762,000 | 1,043,000 |
| Net interest income | 337,000 | 688,000 | 1,088,000 | 1,405,000 |
| Noninterest income | 31,000 | 73,000 | 115,000 | 156,000 |
| Noninterest expense | 341,000 | 695,000 | 1,045,000 | 1,352,000 |
| Provision for loan losses | 0 | 25,000 | 217,000 | 261,000 |
| Pretax income | 27,000 | 41,000 | -59,000 | -52,000 |
| Income tax | -2,000 | -4,000 | -6,000 | -34,000 |
| Net income | 29,000 | 45,000 | -53,000 | -18,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,185,000 | 4,201,000 | 4,103,000 | 4,138,000 |
| Total capital | 4,535,000 | 4,540,000 | 4,435,000 | 4,458,000 |
| Risk-weighted assets | 28,025,000 | 27,163,000 | 26,633,000 | 25,735,000 |
Machine access — free, no API key
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