Call reports 2020
BANK OF GLEN BURNIE, THE — 2020
What BANK OF GLEN BURNIE, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 380,489,000 | 418,278,000 | 430,911,000 | 419,486,000 |
| Total loans | 276,960,000 | 284,963,000 | 274,081,000 | 253,772,000 |
| Allowance for loan losses | 1,918,000 | 2,392,000 | 1,663,000 | 1,476,000 |
| Securities available for sale | 70,172,000 | 84,533,000 | 114,461,000 | 114,049,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,792,000 | 342,038,000 | 344,041,000 | 349,731,000 |
| Interest-bearing deposits | 208,516,000 | 214,316,000 | 214,195,000 | 216,994,000 |
| Noninterest-bearing deposits | 113,276,000 | 127,722,000 | 129,846,000 | 132,737,000 |
| Equity capital | 35,834,000 | 35,845,000 | 36,392,000 | 36,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,499,000 | 6,834,000 | 10,184,000 | 13,669,000 |
| Interest expense | 452,000 | 849,000 | 1,202,000 | 1,515,000 |
| Net interest income | 3,047,000 | 5,985,000 | 8,982,000 | 12,154,000 |
| Noninterest income | 255,000 | 483,000 | 739,000 | 1,006,000 |
| Noninterest expense | 2,971,000 | 5,709,000 | 8,351,000 | 11,459,000 |
| Provision for loan losses | -80,000 | 407,000 | -262,000 | -689,000 |
| Pretax income | 412,000 | 353,000 | 1,637,000 | 2,396,000 |
| Income tax | 90,000 | 71,000 | 362,000 | 535,000 |
| Net income | 322,000 | 282,000 | 1,275,000 | 1,861,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,730,000 | 35,386,000 | 35,993,000 | 36,442,000 |
| Total capital | 37,698,000 | 37,875,000 | 37,685,000 | 37,951,000 |
| Risk-weighted assets | 282,799,000 | 292,368,000 | 297,583,000 | 278,480,000 |