Call reports 2019
BANK OF GLEN BURNIE, THE — 2019
What BANK OF GLEN BURNIE, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 393,023,000 | 377,592,000 | 383,444,000 | 384,942,000 |
| Total loans | 299,417,000 | 291,238,000 | 283,889,000 | 284,738,000 |
| Allowance for loan losses | 2,605,000 | 2,459,000 | 2,307,000 | 2,066,000 |
| Securities available for sale | 61,421,000 | 61,213,000 | 64,817,000 | 71,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,727,000 | 320,191,000 | 325,311,000 | 321,482,000 |
| Interest-bearing deposits | 224,364,000 | 213,047,000 | 213,813,000 | 214,282,000 |
| Noninterest-bearing deposits | 107,363,000 | 107,144,000 | 111,498,000 | 107,200,000 |
| Equity capital | 34,331,000 | 34,857,000 | 35,329,000 | 35,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,709,000 | 7,283,000 | 10,874,000 | 14,515,000 |
| Interest expense | 570,000 | 1,020,000 | 1,466,000 | 1,927,000 |
| Net interest income | 3,139,000 | 6,263,000 | 9,408,000 | 12,588,000 |
| Noninterest income | 279,000 | 562,000 | 952,000 | 1,291,000 |
| Noninterest expense | 3,022,000 | 5,945,000 | 8,757,000 | 11,740,000 |
| Provision for loan losses | 173,000 | 204,000 | 65,000 | -115,000 |
| Pretax income | 226,000 | 679,000 | 1,541,000 | 2,257,000 |
| Income tax | 44,000 | 124,000 | 344,000 | 484,000 |
| Net income | 182,000 | 555,000 | 1,197,000 | 1,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,681,000 | 34,864,000 | 35,216,000 | 35,693,000 |
| Total capital | 37,311,000 | 37,335,000 | 37,561,000 | 37,797,000 |
| Risk-weighted assets | 277,146,000 | 289,218,000 | 284,930,000 | 286,188,000 |