Call reports 2016
BANK OF GLEN BURNIE, THE — 2016
What BANK OF GLEN BURNIE, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 392,993,000 | 394,144,000 | 390,386,000 | 386,590,000 |
| Total loans | 255,546,000 | 254,234,000 | 258,423,000 | 263,303,000 |
| Allowance for loan losses | 2,311,000 | 2,291,000 | 2,315,000 | 2,484,000 |
| Securities available for sale | 99,466,000 | 102,656,000 | 98,307,000 | 94,607,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 337,716,000 | 337,952,000 | 334,194,000 | 331,684,000 |
| Interest-bearing deposits | 243,392,000 | 242,098,000 | 235,035,000 | 233,147,000 |
| Noninterest-bearing deposits | 94,324,000 | 95,854,000 | 99,159,000 | 98,537,000 |
| Equity capital | 34,353,000 | 35,089,000 | 34,669,000 | 33,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,352,000 | 6,624,000 | 9,944,000 | 13,288,000 |
| Interest expense | 552,000 | 1,088,000 | 1,615,000 | 2,123,000 |
| Net interest income | 2,800,000 | 5,536,000 | 8,329,000 | 11,165,000 |
| Noninterest income | 295,000 | 597,000 | 935,000 | 1,571,000 |
| Noninterest expense | 2,646,000 | 5,307,000 | 8,231,000 | 10,759,000 |
| Provision for loan losses | 117,000 | 117,000 | 233,000 | 868,000 |
| Pretax income | 333,000 | 710,000 | 801,000 | 1,111,000 |
| Income tax | 41,000 | 94,000 | 51,000 | -47,000 |
| Net income | 292,000 | 616,000 | 750,000 | 1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,222,000 | 33,921,000 | 33,805,000 | 33,962,000 |
| Total capital | 36,539,000 | 36,218,000 | 36,145,000 | 36,471,000 |
| Risk-weighted assets | 240,259,000 | 241,400,000 | 245,992,000 | 249,184,000 |