Call reports 2015
BANK OF GLEN BURNIE, THE — 2015
What BANK OF GLEN BURNIE, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 400,152,000 | 401,831,000 | 393,958,000 | 388,876,000 |
| Total loans | 269,565,000 | 267,353,000 | 266,662,000 | 261,172,000 |
| Allowance for loan losses | 3,193,000 | 3,274,000 | 3,093,000 | 3,150,000 |
| Securities available for sale | 97,317,000 | 107,512,000 | 93,993,000 | 98,790,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 345,227,000 | 347,423,000 | 338,992,000 | 333,790,000 |
| Interest-bearing deposits | 251,284,000 | 250,844,000 | 244,923,000 | 241,606,000 |
| Noninterest-bearing deposits | 93,943,000 | 96,579,000 | 94,069,000 | 92,184,000 |
| Equity capital | 33,834,000 | 33,255,000 | 33,640,000 | 33,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,481,000 | 6,861,000 | 10,260,000 | 13,616,000 |
| Interest expense | 620,000 | 1,227,000 | 1,815,000 | 2,390,000 |
| Net interest income | 2,861,000 | 5,634,000 | 8,445,000 | 11,226,000 |
| Noninterest income | 327,000 | 1,089,000 | 1,533,000 | 1,923,000 |
| Noninterest expense | 2,791,000 | 5,635,000 | 8,258,000 | 10,807,000 |
| Provision for loan losses | 150,000 | 300,000 | 1,285,000 | 1,695,000 |
| Pretax income | 446,000 | 1,257,000 | 1,104,000 | 1,685,000 |
| Income tax | 55,000 | 332,000 | 161,000 | 277,000 |
| Net income | 391,000 | 925,000 | 943,000 | 1,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,388,000 | 34,274,000 | 33,719,000 | 34,185,000 |
| Total capital | 36,593,000 | 37,405,000 | 36,795,000 | 37,213,000 |
| Risk-weighted assets | 256,268,000 | 250,148,000 | 245,860,000 | 242,099,000 |