Call reports 2013
BANK OF GLEN BURNIE, THE — 2013
What BANK OF GLEN BURNIE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 387,324,000 | 380,780,000 | 378,107,000 | 375,320,000 |
| Total loans | 253,820,000 | 255,923,000 | 263,072,000 | 271,825,000 |
| Allowance for loan losses | 3,291,000 | 3,129,000 | 2,975,000 | 2,972,000 |
| Securities available for sale | 103,302,000 | 100,196,000 | 88,286,000 | 74,315,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,155,000 | 328,261,000 | 322,296,000 | 322,496,000 |
| Interest-bearing deposits | 246,680,000 | 241,601,000 | 233,520,000 | 237,056,000 |
| Noninterest-bearing deposits | 86,475,000 | 86,660,000 | 88,776,000 | 85,440,000 |
| Equity capital | 33,151,000 | 31,327,000 | 31,072,000 | 31,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,634,000 | 7,347,000 | 11,294,000 | 15,303,000 |
| Interest expense | 717,000 | 1,416,000 | 2,090,000 | 2,662,000 |
| Net interest income | 2,917,000 | 5,931,000 | 9,204,000 | 12,641,000 |
| Noninterest income | 367,000 | 739,000 | 1,180,000 | 1,605,000 |
| Noninterest expense | 2,663,000 | 5,357,000 | 8,151,000 | 10,992,000 |
| Provision for loan losses | 0 | 0 | 0 | 260,000 |
| Pretax income | 623,000 | 1,437,000 | 2,492,000 | 3,324,000 |
| Income tax | 84,000 | 241,000 | 491,000 | 662,000 |
| Net income | 539,000 | 1,196,000 | 2,001,000 | 2,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,097,000 | 31,473,000 | 32,049,000 | 32,470,000 |
| Total capital | 34,126,000 | 34,495,000 | 35,075,000 | 35,624,000 |
| Risk-weighted assets | 241,843,000 | 241,465,000 | 241,893,000 | 252,290,000 |