Call reports 2012
BANK OF GLEN BURNIE, THE — 2012
What BANK OF GLEN BURNIE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 374,298,000 | 378,992,000 | 377,583,000 | 385,722,000 |
| Total loans | 242,389,000 | 253,135,000 | 253,820,000 | 251,280,000 |
| Allowance for loan losses | 3,826,000 | 3,782,000 | 3,944,000 | 3,308,000 |
| Securities available for sale | 104,269,000 | 102,513,000 | 95,465,000 | 100,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 321,532,000 | 322,424,000 | 323,020,000 | 330,910,000 |
| Interest-bearing deposits | 240,580,000 | 243,224,000 | 241,434,000 | 248,001,000 |
| Noninterest-bearing deposits | 80,952,000 | 79,200,000 | 81,586,000 | 82,909,000 |
| Equity capital | 31,686,000 | 32,018,000 | 33,018,000 | 33,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,060,000 | 7,991,000 | 11,999,000 | 15,829,000 |
| Interest expense | 848,000 | 1,678,000 | 2,488,000 | 3,255,000 |
| Net interest income | 3,212,000 | 6,313,000 | 9,511,000 | 12,574,000 |
| Noninterest income | 386,000 | 769,000 | 1,193,000 | 1,626,000 |
| Noninterest expense | 2,667,000 | 5,355,000 | 8,045,000 | 10,709,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 250,000 |
| Pretax income | 954,000 | 1,783,000 | 2,627,000 | 3,404,000 |
| Income tax | 215,000 | 373,000 | 539,000 | 698,000 |
| Net income | 739,000 | 1,410,000 | 2,088,000 | 2,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,550,000 | 29,981,000 | 30,439,000 | 30,787,000 |
| Total capital | 32,566,000 | 32,973,000 | 33,454,000 | 33,807,000 |
| Risk-weighted assets | 240,270,000 | 238,370,000 | 240,105,000 | 241,082,000 |