Call reports 2025
BANK OF COMMERCE — 2025
What BANK OF COMMERCE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 361,348,000 | 356,440,000 | 357,392,000 | 351,911,000 |
| Total loans | 266,197,000 | 264,905,000 | 256,869,000 | 244,170,000 |
| Allowance for loan losses | 3,046,000 | 3,085,000 | 3,072,000 | 2,536,000 |
| Securities available for sale | 21,102,000 | 21,045,000 | 20,646,000 | 29,804,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,850,000 | 305,682,000 | 307,752,000 | 305,730,000 |
| Interest-bearing deposits | 272,355,000 | 269,719,000 | 271,930,000 | 273,878,000 |
| Noninterest-bearing deposits | 35,495,000 | 35,963,000 | 35,822,000 | 31,852,000 |
| Equity capital | 33,096,000 | 33,911,000 | 34,853,000 | 34,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,472,000 | 11,096,000 | 16,848,000 | 23,391,000 |
| Interest expense | 2,681,000 | 5,596,000 | 8,383,000 | 10,913,000 |
| Net interest income | 2,791,000 | 5,500,000 | 8,465,000 | 12,478,000 |
| Noninterest income | 3,579,000 | 8,803,000 | 13,529,000 | 17,033,000 |
| Noninterest expense | 6,012,000 | 12,624,000 | 18,896,000 | 24,563,000 |
| Provision for loan losses | 177,000 | 334,000 | 499,000 | 2,334,000 |
| Pretax income | 208,000 | 1,379,000 | 2,648,000 | 2,425,000 |
| Income tax | 92,000 | 398,000 | 654,000 | 508,000 |
| Net income | 116,000 | 981,000 | 1,994,000 | 1,917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,375,000 | 34,943,000 | 35,533,000 | 35,201,000 |