Call reports 2022
BANK OF COMMERCE — 2022
What BANK OF COMMERCE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 356,074,000 | 335,797,000 | 330,206,000 | 336,887,000 |
| Total loans | 239,528,000 | 230,692,000 | 256,066,000 | 237,361,000 |
| Allowance for loan losses | 2,489,000 | 2,962,000 | 3,077,000 | 3,119,000 |
| Securities available for sale | 29,575,000 | 27,514,000 | 25,958,000 | 25,677,000 |
| Securities held to maturity | 17,470,000 | 17,470,000 | 17,351,000 | 17,377,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,377,000 | 290,916,000 | 275,618,000 | 292,168,000 |
| Interest-bearing deposits | 252,988,000 | 245,306,000 | 230,989,000 | 231,897,000 |
| Noninterest-bearing deposits | 45,389,000 | 45,610,000 | 44,629,000 | 60,271,000 |
| Equity capital | 34,721,000 | 33,829,000 | 33,751,000 | 35,355,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,186,000 | 6,584,000 | 10,486,000 | 14,942,000 |
| Interest expense | 528,000 | 960,000 | 1,710,000 | 2,765,000 |
| Net interest income | 2,658,000 | 5,624,000 | 8,776,000 | 12,177,000 |
| Noninterest income | 314,000 | 604,000 | 863,000 | 1,136,000 |
| Noninterest expense | 2,264,000 | 4,624,000 | 6,926,000 | 9,558,000 |
| Provision for loan losses | 402,000 | 762,000 | 897,000 | 733,000 |
| Pretax income | 306,000 | 1,164,000 | 2,138,000 | 3,344,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 306,000 | 1,164,000 | 2,138,000 | 3,344,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,077,000 | 35,944,000 | 36,927,000 | 38,142,000 |