Call reports 2021
BANK OF COMMERCE — 2021
What BANK OF COMMERCE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 372,863,000 | 377,255,000 | 377,367,000 | 366,814,000 |
| Total loans | 272,967,000 | 280,184,000 | 272,254,000 | 264,173,000 |
| Allowance for loan losses | 2,296,000 | 2,292,000 | 2,297,000 | 2,731,000 |
| Securities available for sale | 21,914,000 | 22,931,000 | 21,551,000 | 21,592,000 |
| Securities held to maturity | 6,029,000 | 6,011,000 | 5,925,000 | 5,922,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,014,000 | 308,518,000 | 308,401,000 | 308,002,000 |
| Interest-bearing deposits | 253,839,000 | 263,273,000 | 264,713,000 | 265,676,000 |
| Noninterest-bearing deposits | 49,175,000 | 45,245,000 | 43,688,000 | 42,326,000 |
| Equity capital | 36,064,000 | 34,978,000 | 35,222,000 | 35,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,606,000 | 8,165,000 | 11,989,000 | 15,674,000 |
| Interest expense | 805,000 | 1,606,000 | 2,386,000 | 3,078,000 |
| Net interest income | 2,801,000 | 6,559,000 | 9,603,000 | 12,596,000 |
| Noninterest income | 293,000 | 537,000 | 860,000 | 1,217,000 |
| Noninterest expense | 2,349,000 | 4,765,000 | 6,999,000 | 8,978,000 |
| Provision for loan losses | 2,218,000 | 4,360,000 | 4,817,000 | 5,992,000 |
| Pretax income | -1,473,000 | -2,029,000 | -1,353,000 | -1,020,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,473,000 | -2,029,000 | -1,353,000 | -1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,330,000 | 34,182,000 | 34,418,000 | 34,762,000 |