Call reports 2020
BANK OF COMMERCE — 2020
What BANK OF COMMERCE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 315,214,000 | 354,833,000 | 354,924,000 | 358,087,000 |
| Total loans | 244,556,000 | 247,716,000 | 252,489,000 | 258,597,000 |
| Allowance for loan losses | 3,880,000 | 4,314,000 | 4,550,000 | 4,513,000 |
| Securities available for sale | 6,889,000 | 10,336,000 | 22,176,000 | 21,295,000 |
| Securities held to maturity | 4,568,000 | 4,544,000 | 6,110,000 | 6,111,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 252,778,000 | 282,315,000 | 283,675,000 | 285,832,000 |
| Interest-bearing deposits | 226,352,000 | 245,135,000 | 248,597,000 | 252,518,000 |
| Noninterest-bearing deposits | 26,426,000 | 37,180,000 | 35,078,000 | 33,314,000 |
| Equity capital | 38,136,000 | 38,014,000 | 36,799,000 | 38,148,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 4,247,000 | 8,560,000 | 12,511,000 | 16,489,000 |
| Interest expense | 998,000 | 1,981,000 | 2,966,000 | 3,856,000 |
| Net interest income | 3,249,000 | 6,579,000 | 9,545,000 | 12,633,000 |
| Noninterest income | 375,000 | 660,000 | 1,090,000 | 1,418,000 |
| Noninterest expense | 2,259,000 | 4,453,000 | 6,649,000 | 8,919,000 |
| Provision for loan losses | 250,000 | 800,000 | 1,050,000 | 1,050,000 |
| Pretax income | 1,115,000 | 2,042,000 | 2,992,000 | 4,138,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,115,000 | 2,042,000 | 2,992,000 | 4,138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,325,000 | 37,550,000 | 36,300,000 | 37,459,000 |