Call reports 2019
BANK OF COMMERCE — 2019
What BANK OF COMMERCE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 308,318,000 | 303,890,000 | 309,564,000 | 316,011,000 |
| Total loans | 236,356,000 | 240,378,000 | 240,598,000 | 254,131,000 |
| Allowance for loan losses | 4,301,000 | 4,403,000 | 3,768,000 | 3,872,000 |
| Securities available for sale | 15,232,000 | 14,347,000 | 12,657,000 | 10,941,000 |
| Securities held to maturity | 3,433,000 | 3,445,000 | 4,038,000 | 4,642,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,769,000 | 252,342,000 | 257,241,000 | 252,891,000 |
| Interest-bearing deposits | 232,410,000 | 225,387,000 | 231,609,000 | 228,106,000 |
| Noninterest-bearing deposits | 27,359,000 | 26,955,000 | 25,632,000 | 24,785,000 |
| Equity capital | 37,180,000 | 37,023,000 | 37,636,000 | 38,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,659,000 | 9,154,000 | 13,456,000 | 17,911,000 |
| Interest expense | 1,105,000 | 2,176,000 | 3,249,000 | 4,232,000 |
| Net interest income | 3,554,000 | 6,978,000 | 10,207,000 | 13,679,000 |
| Noninterest income | 348,000 | 762,000 | 1,063,000 | 1,315,000 |
| Noninterest expense | 2,196,000 | 4,552,000 | 6,825,000 | 9,185,000 |
| Provision for loan losses | 395,000 | 790,000 | 1,185,000 | 1,580,000 |
| Pretax income | 1,311,000 | 2,398,000 | 3,262,000 | 4,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,311,000 | 2,398,000 | 3,262,000 | 4,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,085,000 | 35,725,000 | 36,239,000 | 37,223,000 |
| Total capital | 39,698,000 | 39,385,000 | 39,817,000 | 40,976,000 |
| Risk-weighted assets | 288,507,000 | 292,090,000 | 285,929,000 | 300,176,000 |