Call reports 2018
BANK OF COMMERCE — 2018
What BANK OF COMMERCE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 302,024,000 | 305,214,000 | 305,601,000 | 318,932,000 |
| Total loans | 234,197,000 | 231,808,000 | 229,945,000 | 238,792,000 |
| Allowance for loan losses | 3,743,000 | 3,670,000 | 3,771,000 | 4,055,000 |
| Securities available for sale | 11,857,000 | 13,038,000 | 13,651,000 | 15,663,000 |
| Securities held to maturity | 2,649,000 | 3,433,000 | 3,456,000 | 3,459,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,619,000 | 255,289,000 | 256,387,000 | 270,668,000 |
| Interest-bearing deposits | 225,486,000 | 229,075,000 | 230,165,000 | 245,167,000 |
| Noninterest-bearing deposits | 26,133,000 | 26,214,000 | 26,222,000 | 25,501,000 |
| Equity capital | 36,052,000 | 35,601,000 | 34,854,000 | 35,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,176,000 | 8,453,000 | 12,733,000 | 17,155,000 |
| Interest expense | 741,000 | 1,591,000 | 2,542,000 | 3,579,000 |
| Net interest income | 3,435,000 | 6,862,000 | 10,191,000 | 13,576,000 |
| Noninterest income | 295,000 | 605,000 | 123,000 | 303,000 |
| Noninterest expense | 2,425,000 | 5,668,000 | 7,383,000 | 9,666,000 |
| Provision for loan losses | 320,000 | 640,000 | 961,000 | 1,280,000 |
| Pretax income | 985,000 | 1,159,000 | 1,970,000 | 2,933,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 985,000 | 1,159,000 | 1,970,000 | 2,933,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,102,000 | 34,754,000 | 34,185,000 | 35,069,000 |
| Total capital | 38,563,000 | 38,284,000 | 37,696,000 | 38,693,000 |
| Risk-weighted assets | 276,599,000 | 282,283,000 | 280,465,000 | 289,484,000 |