Call reports 2017
BANK OF COMMERCE — 2017
What BANK OF COMMERCE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 286,071,000 | 305,954,000 | 301,559,000 | 302,001,000 |
| Total loans | 239,628,000 | 232,215,000 | 221,598,000 | 234,264,000 |
| Allowance for loan losses | 3,317,000 | 3,737,000 | 3,973,000 | 3,625,000 |
| Securities available for sale | 10,941,000 | 10,739,000 | 10,811,000 | 11,829,000 |
| Securities held to maturity | 2,716,000 | 2,697,000 | 2,640,000 | 2,641,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,035,000 | 254,001,000 | 249,203,000 | 250,669,000 |
| Interest-bearing deposits | 192,169,000 | 227,094,000 | 222,049,000 | 223,295,000 |
| Noninterest-bearing deposits | 42,866,000 | 26,907,000 | 27,154,000 | 27,374,000 |
| Equity capital | 34,684,000 | 35,346,000 | 35,444,000 | 36,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,002,000 | 8,226,000 | 12,187,000 | 16,178,000 |
| Interest expense | 597,000 | 1,286,000 | 2,038,000 | 2,784,000 |
| Net interest income | 3,405,000 | 6,940,000 | 10,149,000 | 13,394,000 |
| Noninterest income | 268,000 | 602,000 | 910,000 | 1,220,000 |
| Noninterest expense | 2,197,000 | 4,447,000 | 6,718,000 | 9,386,000 |
| Provision for loan losses | 225,000 | 655,000 | 880,000 | 955,000 |
| Pretax income | 1,251,000 | 2,440,000 | 3,461,000 | 4,273,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,251,000 | 2,440,000 | 3,461,000 | 4,273,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,396,000 | 33,962,000 | 34,136,000 | 34,964,000 |
| Total capital | 36,713,000 | 37,464,000 | 37,492,000 | 38,433,000 |
| Risk-weighted assets | 277,190,000 | 279,953,000 | 267,887,000 | 277,359,000 |