Call reports 2016
BANK OF COMMERCE — 2016
What BANK OF COMMERCE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 286,174,000 | 282,660,000 | 282,404,000 | 287,837,000 |
| Total loans | 228,264,000 | 231,613,000 | 230,495,000 | 238,414,000 |
| Allowance for loan losses | 2,867,000 | 2,932,000 | 5,218,000 | 5,422,000 |
| Securities available for sale | 16,629,000 | 12,998,000 | 11,621,000 | 10,170,000 |
| Securities held to maturity | 2,779,000 | 2,785,000 | 2,714,000 | 2,721,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,329,000 | 231,676,000 | 232,564,000 | 233,855,000 |
| Interest-bearing deposits | 212,491,000 | 207,154,000 | 209,975,000 | 209,666,000 |
| Noninterest-bearing deposits | 22,838,000 | 24,522,000 | 22,589,000 | 24,189,000 |
| Equity capital | 34,673,000 | 34,805,000 | 33,319,000 | 34,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,201,000 | 8,243,000 | 12,758,000 | 17,123,000 |
| Interest expense | 587,000 | 1,180,000 | 1,751,000 | 2,322,000 |
| Net interest income | 3,614,000 | 7,063,000 | 11,007,000 | 14,801,000 |
| Noninterest income | 345,000 | 686,000 | 1,051,000 | 1,358,000 |
| Noninterest expense | 2,163,000 | 4,371,000 | 6,503,000 | 8,679,000 |
| Provision for loan losses | 210,000 | 420,000 | 2,730,000 | 2,940,000 |
| Pretax income | 1,778,000 | 3,191,000 | 3,161,000 | 4,876,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,778,000 | 3,191,000 | 3,161,000 | 4,876,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,068,000 | 33,156,000 | 31,773,000 | 33,336,000 |
| Total capital | 35,935,000 | 36,088,000 | 35,097,000 | 36,706,000 |
| Risk-weighted assets | 256,935,000 | 263,640,000 | 263,991,000 | 267,602,000 |