Call reports 2015
BANK OF COMMERCE — 2015
What BANK OF COMMERCE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 198,968,000 | 207,507,000 | 289,524,000 | 292,818,000 |
| Total loans | 161,251,000 | 160,455,000 | 217,427,000 | 225,686,000 |
| Allowance for loan losses | 2,388,000 | 2,513,000 | 2,638,000 | 2,651,000 |
| Securities available for sale | 17,154,000 | 16,078,000 | 25,969,000 | 22,991,000 |
| Securities held to maturity | 2,768,000 | 2,763,000 | 2,758,000 | 2,754,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,231,000 | 170,864,000 | 239,465,000 | 242,761,000 |
| Interest-bearing deposits | 148,309,000 | 151,154,000 | 193,686,000 | 218,111,000 |
| Noninterest-bearing deposits | 13,922,000 | 19,710,000 | 45,779,000 | 24,650,000 |
| Equity capital | 21,711,000 | 21,449,000 | 32,591,000 | 33,995,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,686,000 | 5,507,000 | 8,945,000 | 13,036,000 |
| Interest expense | 467,000 | 956,000 | 1,533,000 | 2,135,000 |
| Net interest income | 2,219,000 | 4,551,000 | 7,412,000 | 10,901,000 |
| Noninterest income | 181,000 | 309,000 | 827,000 | 1,178,000 |
| Noninterest expense | 1,278,000 | 2,544,000 | 4,371,000 | 6,604,000 |
| Provision for loan losses | 126,000 | 252,000 | 378,000 | 504,000 |
| Pretax income | 1,001,000 | 2,069,000 | 3,495,000 | 4,996,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,001,000 | 2,069,000 | 3,495,000 | 4,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,329,000 | 20,415,000 | 31,032,000 | 32,659,000 |
| Total capital | 22,616,000 | 22,663,000 | 33,670,000 | 35,310,000 |
| Risk-weighted assets | 182,935,000 | 179,553,000 | 242,716,000 | 247,971,000 |