Call reports 2014
BANK OF COMMERCE — 2014
What BANK OF COMMERCE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 169,874,000 | 184,442,000 | 183,144,000 | 193,090,000 |
| Total loans | 123,876,000 | 133,595,000 | 138,989,000 | 149,149,000 |
| Allowance for loan losses | 1,953,000 | 2,065,000 | 2,188,000 | 2,240,000 |
| Securities available for sale | 28,145,000 | 28,373,000 | 27,371,000 | 18,994,000 |
| Securities held to maturity | 2,243,000 | 2,243,000 | 2,731,000 | 2,771,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,150,000 | 148,169,000 | 147,077,000 | 152,818,000 |
| Interest-bearing deposits | 122,450,000 | 133,963,000 | 132,413,000 | 141,432,000 |
| Noninterest-bearing deposits | 11,700,000 | 14,206,000 | 14,664,000 | 11,386,000 |
| Equity capital | 18,632,000 | 19,366,000 | 19,991,000 | 21,276,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,319,000 | 4,754,000 | 7,279,000 | 9,886,000 |
| Interest expense | 375,000 | 779,000 | 1,191,000 | 1,638,000 |
| Net interest income | 1,944,000 | 3,975,000 | 6,088,000 | 8,248,000 |
| Noninterest income | 175,000 | 407,000 | 549,000 | 790,000 |
| Noninterest expense | 1,117,000 | 2,276,000 | 3,471,000 | 4,956,000 |
| Provision for loan losses | 120,000 | 240,000 | 300,000 | 360,000 |
| Pretax income | 882,000 | 1,866,000 | 2,877,000 | 3,915,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 882,000 | 1,866,000 | 2,877,000 | 3,915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,288,000 | 18,552,000 | 19,017,000 | 20,057,000 |
| Total capital | 20,100,000 | 20,477,000 | 20,990,000 | 22,116,000 |
| Risk-weighted assets | 144,794,000 | 153,809,000 | 157,632,000 | 164,494,000 |