Call reports 2013
BANK OF COMMERCE — 2013
What BANK OF COMMERCE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 166,255,000 | 163,630,000 | 165,832,000 | 166,230,000 |
| Total loans | 114,699,000 | 122,184,000 | 121,428,000 | 118,597,000 |
| Allowance for loan losses | 2,153,000 | 2,160,000 | 2,080,000 | 2,033,000 |
| Securities available for sale | 29,241,000 | 25,360,000 | 26,028,000 | 27,431,000 |
| Securities held to maturity | 2,239,000 | 2,248,000 | 2,257,000 | 2,242,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,780,000 | 129,873,000 | 131,474,000 | 131,745,000 |
| Interest-bearing deposits | 118,617,000 | 116,675,000 | 119,794,000 | 123,988,000 |
| Noninterest-bearing deposits | 12,163,000 | 13,198,000 | 11,680,000 | 7,757,000 |
| Equity capital | 17,747,000 | 16,660,000 | 17,117,000 | 17,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,231,000 | 4,552,000 | 6,715,000 | 8,967,000 |
| Interest expense | 453,000 | 858,000 | 1,249,000 | 1,641,000 |
| Net interest income | 1,778,000 | 3,694,000 | 5,466,000 | 7,326,000 |
| Noninterest income | 55,000 | 204,000 | 587,000 | 747,000 |
| Noninterest expense | 1,047,000 | 2,127,000 | 3,263,000 | 4,554,000 |
| Provision for loan losses | 90,000 | 490,000 | 640,000 | 730,000 |
| Pretax income | 730,000 | 1,403,000 | 2,280,000 | 2,902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 730,000 | 1,403,000 | 2,280,000 | 2,902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,162,000 | 16,262,000 | 16,999,000 | 17,622,000 |
| Total capital | 17,910,000 | 18,009,000 | 18,772,000 | 19,297,000 |
| Risk-weighted assets | 138,670,000 | 141,077,000 | 140,808,000 | 139,431,000 |