Call reports 2012
BANK OF COMMERCE — 2012
What BANK OF COMMERCE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 151,323,000 | 151,400,000 | 153,854,000 | 151,828,000 |
| Total loans | 108,738,000 | 105,875,000 | 104,157,000 | 107,033,000 |
| Allowance for loan losses | 1,737,000 | 1,893,000 | 2,017,000 | 2,110,000 |
| Securities available for sale | 30,386,000 | 29,609,000 | 30,267,000 | 31,221,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,208,000 | 121,526,000 | 124,211,000 | 122,130,000 |
| Interest-bearing deposits | 108,430,000 | 110,462,000 | 111,477,000 | 110,958,000 |
| Noninterest-bearing deposits | 10,778,000 | 11,064,000 | 12,734,000 | 11,172,000 |
| Equity capital | 16,738,000 | 17,214,000 | 17,304,000 | 17,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,312,000 | 4,479,000 | 6,688,000 | 8,873,000 |
| Interest expense | 458,000 | 920,000 | 1,377,000 | 1,817,000 |
| Net interest income | 1,854,000 | 3,559,000 | 5,311,000 | 7,056,000 |
| Noninterest income | 53,000 | 110,000 | 205,000 | 281,000 |
| Noninterest expense | 897,000 | 1,882,000 | 2,447,000 | 3,590,000 |
| Provision for loan losses | 251,000 | 427,000 | 604,000 | 705,000 |
| Pretax income | 783,000 | 1,423,000 | 2,821,000 | 3,400,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 783,000 | 1,423,000 | 2,821,000 | 3,400,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,121,000 | 15,193,000 | 15,422,000 | 16,001,000 |
| Total capital | 16,653,000 | 16,730,000 | 16,916,000 | 17,574,000 |
| Risk-weighted assets | 122,365,000 | 121,836,000 | 122,103,000 | 125,305,000 |