Call reports 2011
BANK OF COMMERCE — 2011
What BANK OF COMMERCE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 142,682,000 | 147,172,000 | 148,492,000 | 149,016,000 |
| Total loans | 97,147,000 | 101,579,000 | 101,474,000 | 109,525,000 |
| Allowance for loan losses | 1,579,000 | 1,538,000 | 2,409,000 | 1,555,000 |
| Securities available for sale | 25,204,000 | 27,790,000 | 29,946,000 | 31,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,727,000 | 120,082,000 | 120,766,000 | 117,441,000 |
| Interest-bearing deposits | 107,540,000 | 108,894,000 | 112,011,000 | 107,110,000 |
| Noninterest-bearing deposits | 9,187,000 | 11,188,000 | 8,755,000 | 10,331,000 |
| Equity capital | 14,301,000 | 15,320,000 | 15,802,000 | 16,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,026,000 | 4,071,000 | 6,125,000 | 8,402,000 |
| Interest expense | 547,000 | 1,085,000 | 1,603,000 | 2,081,000 |
| Net interest income | 1,479,000 | 2,986,000 | 4,522,000 | 6,321,000 |
| Noninterest income | 52,000 | 334,000 | 441,000 | 369,000 |
| Noninterest expense | 815,000 | 1,678,000 | 2,567,000 | 3,463,000 |
| Provision for loan losses | 90,000 | 180,000 | 1,053,000 | 1,188,000 |
| Pretax income | 649,000 | 1,507,000 | 1,465,000 | 2,232,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 649,000 | 1,507,000 | 1,465,000 | 2,232,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,404,000 | 13,893,000 | 14,000,000 | 14,644,000 |
| Total capital | 14,759,000 | 15,340,000 | 15,477,000 | 16,189,000 |
| Risk-weighted assets | 110,348,000 | 115,637,000 | 117,124,000 | 122,855,000 |