Call reports 2007
BANK OF COMMERCE — 2007
What BANK OF COMMERCE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 86,054,000 | 90,691,000 | 89,557,000 | 90,126,000 |
| Total loans | 63,239,000 | 66,301,000 | 67,611,000 | 68,306,000 |
| Allowance for loan losses | 721,000 | 778,000 | 979,000 | 815,000 |
| Securities available for sale | 6,423,000 | 7,776,000 | 7,855,000 | 9,996,000 |
| Securities held to maturity | 3,310,000 | 2,800,000 | 2,799,000 | 2,798,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,824,000 | 75,195,000 | 72,968,000 | 73,513,000 |
| Interest-bearing deposits | 63,598,000 | 65,019,000 | 64,825,000 | 66,267,000 |
| Noninterest-bearing deposits | 7,226,000 | 10,176,000 | 8,143,000 | 7,246,000 |
| Equity capital | 10,583,000 | 10,842,000 | 10,997,000 | 11,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,640,000 | 3,391,000 | 5,091,000 | 6,782,000 |
| Interest expense | 742,000 | 1,531,000 | 2,363,000 | 3,151,000 |
| Net interest income | 898,000 | 1,860,000 | 2,728,000 | 3,631,000 |
| Noninterest income | 51,000 | 105,000 | 163,000 | 217,000 |
| Noninterest expense | 498,000 | 1,004,000 | 1,551,000 | 2,085,000 |
| Provision for loan losses | 75,000 | 150,000 | 405,000 | 300,000 |
| Pretax income | 376,000 | 811,000 | 928,000 | 1,467,000 |
| Income tax | 225,000 | 231,000 | 237,000 | 166,000 |
| Net income | 151,000 | 580,000 | 691,000 | 1,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,464,000 | 9,822,000 | 9,860,000 | 9,821,000 |
| Total capital | 10,185,000 | 10,600,000 | 10,839,000 | 10,636,000 |
| Risk-weighted assets | 72,197,000 | 75,870,000 | 77,098,000 | 77,479,000 |
Machine access — free, no API key
Every figure shown here about BANK OF COMMERCE — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.