Call reports 2005
BANK OF COMMERCE — 2005
What BANK OF COMMERCE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 68,439,000 | 70,342,000 | 74,129,000 | 76,458,000 |
| Total loans | 52,379,000 | 55,709,000 | 56,989,000 | 57,371,000 |
| Allowance for loan losses | 553,000 | 603,000 | 633,000 | 672,000 |
| Securities available for sale | 3,946,000 | 3,482,000 | 3,465,000 | 4,916,000 |
| Securities held to maturity | 1,058,000 | 1,052,000 | 1,637,000 | 1,632,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,765,000 | 54,435,000 | 59,607,000 | 63,834,000 |
| Interest-bearing deposits | 47,125,000 | 48,591,000 | 52,951,000 | 56,594,000 |
| Noninterest-bearing deposits | 5,640,000 | 5,844,000 | 6,656,000 | 7,240,000 |
| Equity capital | 7,632,000 | 7,857,000 | 8,083,000 | 8,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,035,000 | 2,197,000 | 3,470,000 | 4,835,000 |
| Interest expense | 306,000 | 697,000 | 1,165,000 | 1,716,000 |
| Net interest income | 729,000 | 1,500,000 | 2,305,000 | 3,119,000 |
| Noninterest income | 39,000 | 79,000 | 134,000 | 190,000 |
| Noninterest expense | 395,000 | 808,000 | 1,242,000 | 1,740,000 |
| Provision for loan losses | 50,000 | 100,000 | 150,000 | 200,000 |
| Pretax income | 323,000 | 671,000 | 1,047,000 | 1,369,000 |
| Income tax | 122,000 | 272,000 | 413,000 | 535,000 |
| Net income | 201,000 | 399,000 | 634,000 | 834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,486,000 | 6,685,000 | 6,923,000 | 6,996,000 |
| Total capital | 7,039,000 | 7,288,000 | 7,556,000 | 7,668,000 |
| Risk-weighted assets | 59,840,000 | 61,663,000 | 63,142,000 | 65,472,000 |
Machine access — free, no API key
Every figure shown here about BANK OF COMMERCE — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.