Call reports 2004
BANK OF COMMERCE — 2004
What BANK OF COMMERCE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 53,082,000 | 55,476,000 | 59,299,000 | 64,882,000 |
| Total loans | 41,720,000 | 40,858,000 | 42,919,000 | 50,441,000 |
| Allowance for loan losses | 427,000 | 429,000 | 468,000 | 507,000 |
| Securities available for sale | 3,701,000 | 3,598,000 | 3,635,000 | 3,000,000 |
| Securities held to maturity | 1,593,000 | 1,584,000 | 1,574,000 | 1,564,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,628,000 | 49,579,000 | 50,952,000 | 52,887,000 |
| Interest-bearing deposits | 42,310,000 | 44,843,000 | 46,441,000 | 47,497,000 |
| Noninterest-bearing deposits | 3,318,000 | 4,736,000 | 4,510,000 | 5,390,000 |
| Equity capital | 5,739,000 | 5,804,000 | 7,280,000 | 7,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 733,000 | 1,505,000 | 2,344,000 | 3,312,000 |
| Interest expense | 239,000 | 479,000 | 731,000 | 1,006,000 |
| Net interest income | 494,000 | 1,026,000 | 1,613,000 | 2,306,000 |
| Noninterest income | 25,000 | 17,000 | 37,000 | 82,000 |
| Noninterest expense | 339,000 | 686,000 | 1,048,000 | 1,452,000 |
| Provision for loan losses | 40,000 | 40,000 | 79,000 | 119,000 |
| Pretax income | 144,000 | 321,000 | 527,000 | 821,000 |
| Income tax | 50,000 | 103,000 | 184,000 | 293,000 |
| Net income | 94,000 | 218,000 | 343,000 | 528,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,520,000 | 4,647,000 | 6,093,000 | 6,278,000 |
| Total capital | 4,947,000 | 5,076,000 | 6,561,000 | 6,785,000 |
| Risk-weighted assets | 45,925,000 | 45,753,000 | 47,897,000 | 56,930,000 |
Machine access — free, no API key
Every figure shown here about BANK OF COMMERCE — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.