Call reports 2026
GENERATIONS BANK — 2026
What GENERATIONS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 59,496,000 | 58,272,000 |
| Total loans | 45,298,000 | 44,079,000 |
| Allowance for loan losses | 660,000 | 675,000 |
| Securities available for sale | 10,147,000 | 10,290,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 48,265,000 | 46,830,000 |
| Interest-bearing deposits | 37,103,000 | 36,725,000 |
| Noninterest-bearing deposits | 11,162,000 | 10,105,000 |
| Equity capital | 5,945,000 | 6,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 824,000 | 1,648,000 |
| Interest expense | 315,000 | 621,000 |
| Net interest income | 509,000 | 1,027,000 |
| Noninterest income | 63,000 | 124,000 |
| Noninterest expense | 434,000 | 821,000 |
| Provision for loan losses | 15,000 | 30,000 |
| Pretax income | 123,000 | 300,000 |
| Income tax | 23,000 | 58,000 |
| Net income | 100,000 | 242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 6,011,000 | 6,154,000 |