Call reports 2025
GENERATIONS BANK — 2025
What GENERATIONS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 53,931,000 | 54,556,000 | 58,133,000 | 62,228,000 |
| Total loans | 39,020,000 | 40,426,000 | 43,780,000 | 47,124,000 |
| Allowance for loan losses | 591,000 | 604,000 | 630,000 | 645,000 |
| Securities available for sale | 10,592,000 | 10,854,000 | 11,069,000 | 11,181,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,377,000 | 46,805,000 | 45,473,000 | 48,494,000 |
| Interest-bearing deposits | 37,360,000 | 38,084,000 | 35,664,000 | 37,420,000 |
| Noninterest-bearing deposits | 10,017,000 | 8,721,000 | 9,809,000 | 11,074,000 |
| Equity capital | 4,647,000 | 5,708,000 | 6,026,000 | 5,901,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 761,000 | 1,535,000 | 2,358,000 | 3,227,000 |
| Interest expense | 293,000 | 568,000 | 849,000 | 1,185,000 |
| Net interest income | 468,000 | 967,000 | 1,509,000 | 2,042,000 |
| Noninterest income | 55,000 | 111,000 | 164,000 | 248,000 |
| Noninterest expense | 416,000 | 788,000 | 1,163,000 | 1,628,000 |
| Provision for loan losses | 15,000 | 28,000 | 45,000 | 60,000 |
| Pretax income | 92,000 | 262,000 | 465,000 | 602,000 |
| Income tax | 16,000 | 51,000 | 93,000 | 112,000 |
| Net income | 76,000 | 211,000 | 372,000 | 490,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,839,000 | 5,863,000 | 6,024,000 | 5,911,000 |