Call reports 2022
GENERATIONS BANK — 2022
What GENERATIONS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 48,690,000 | 44,859,000 | 46,178,000 | 46,701,000 |
| Total loans | 26,147,000 | 28,034,000 | 29,667,000 | 30,127,000 |
| Allowance for loan losses | 563,000 | 566,000 | 569,000 | 572,000 |
| Securities available for sale | 12,826,000 | 13,250,000 | 12,692,000 | 12,613,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,509,000 | 39,319,000 | 39,057,000 | 39,473,000 |
| Interest-bearing deposits | 28,857,000 | 28,359,000 | 28,747,000 | 28,632,000 |
| Noninterest-bearing deposits | 14,652,000 | 10,960,000 | 10,310,000 | 10,841,000 |
| Equity capital | 4,267,000 | 4,017,000 | 3,773,000 | 3,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 332,000 | 705,000 | 1,194,000 | 1,642,000 |
| Interest expense | 40,000 | 78,000 | 135,000 | 223,000 |
| Net interest income | 292,000 | 627,000 | 1,059,000 | 1,419,000 |
| Noninterest income | 75,000 | 142,000 | 197,000 | 260,000 |
| Noninterest expense | 307,000 | 600,000 | 922,000 | 1,245,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 55,000 | 161,000 | 302,000 | 399,000 |
| Income tax | 9,000 | 29,000 | 60,000 | 74,000 |
| Net income | 46,000 | 132,000 | 242,000 | 325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,318,000 | 4,404,000 | 4,399,000 | 4,367,000 |