Call reports 2021
GENERATIONS BANK — 2021
What GENERATIONS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 45,839,000 | 44,714,000 | 43,127,000 | 44,357,000 |
| Total loans | 25,870,000 | 26,602,000 | 28,384,000 | 28,413,000 |
| Allowance for loan losses | 594,000 | 604,000 | 613,000 | 560,000 |
| Securities available for sale | 11,333,000 | 10,334,000 | 10,573,000 | 10,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,208,000 | 38,793,000 | 36,526,000 | 38,720,000 |
| Interest-bearing deposits | 28,418,000 | 29,136,000 | 27,465,000 | 26,483,000 |
| Noninterest-bearing deposits | 11,790,000 | 9,657,000 | 9,061,000 | 12,237,000 |
| Equity capital | 4,710,000 | 4,950,000 | 4,868,000 | 4,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 362,000 | 698,000 | 1,293,000 | 1,653,000 |
| Interest expense | 68,000 | 126,000 | 178,000 | 220,000 |
| Net interest income | 294,000 | 572,000 | 1,115,000 | 1,433,000 |
| Noninterest income | 216,000 | 468,000 | 297,000 | 384,000 |
| Noninterest expense | 306,000 | 600,000 | 915,000 | 1,262,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 195,000 | 422,000 | 470,000 | 519,000 |
| Income tax | 38,000 | 84,000 | 107,000 | 109,000 |
| Net income | 157,000 | 338,000 | 363,000 | 410,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,289,000 | 4,470,000 | 4,380,000 | 4,272,000 |