Call reports 2019
GENERATIONS BANK — 2019
What GENERATIONS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 37,474,000 | 36,126,000 | 37,023,000 | 37,753,000 |
| Total loans | 27,210,000 | 27,384,000 | 28,011,000 | 28,785,000 |
| Allowance for loan losses | 511,000 | 529,000 | 541,000 | 559,000 |
| Securities available for sale | 3,774,000 | 4,015,000 | 3,838,000 | 4,203,000 |
| Securities held to maturity | 1,629,000 | 1,620,000 | 1,278,000 | 1,269,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,333,000 | 30,809,000 | 30,511,000 | 30,423,000 |
| Interest-bearing deposits | 24,686,000 | 24,467,000 | 23,565,000 | 22,815,000 |
| Noninterest-bearing deposits | 7,647,000 | 6,342,000 | 6,946,000 | 7,608,000 |
| Equity capital | 4,482,000 | 4,452,000 | 4,525,000 | 4,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 441,000 | 876,000 | 1,309,000 | 1,745,000 |
| Interest expense | 70,000 | 145,000 | 227,000 | 306,000 |
| Net interest income | 371,000 | 731,000 | 1,082,000 | 1,439,000 |
| Noninterest income | 43,000 | 78,000 | 134,000 | 180,000 |
| Noninterest expense | 290,000 | 600,000 | 908,000 | 1,227,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 106,000 | 173,000 | 254,000 | 320,000 |
| Income tax | 21,000 | 30,000 | 45,000 | 61,000 |
| Net income | 85,000 | 143,000 | 209,000 | 259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,950,000 | 3,909,000 | 3,992,000 | 4,059,000 |
| Total capital | 4,339,000 | 4,305,000 | 4,391,000 | 4,474,000 |
| Risk-weighted assets | 30,959,000 | 31,582,000 | 31,753,000 | 33,028,000 |