Call reports 2018
GENERATIONS BANK — 2018
What GENERATIONS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 39,000,000 | 39,019,000 | 37,689,000 | 37,873,000 |
| Total loans | 29,653,000 | 27,945,000 | 27,756,000 | 28,268,000 |
| Allowance for loan losses | 458,000 | 476,000 | 475,000 | 493,000 |
| Securities available for sale | 2,734,000 | 3,737,000 | 3,645,000 | 3,947,000 |
| Securities held to maturity | 1,680,000 | 1,653,000 | 1,643,000 | 1,636,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,973,000 | 33,972,000 | 32,594,000 | 32,560,000 |
| Interest-bearing deposits | 25,358,000 | 26,887,000 | 25,859,000 | 23,189,000 |
| Noninterest-bearing deposits | 8,615,000 | 7,085,000 | 6,735,000 | 9,371,000 |
| Equity capital | 4,259,000 | 4,336,000 | 4,310,000 | 4,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 852,000 | 1,279,000 | 1,712,000 |
| Interest expense | 63,000 | 120,000 | 188,000 | 259,000 |
| Net interest income | 364,000 | 732,000 | 1,091,000 | 1,453,000 |
| Noninterest income | 58,000 | 137,000 | 199,000 | 248,000 |
| Noninterest expense | 305,000 | 620,000 | 902,000 | 1,214,000 |
| Provision for loan losses | 18,000 | 36,000 | 54,000 | 72,000 |
| Pretax income | 106,000 | 211,000 | 332,000 | 413,000 |
| Income tax | 20,000 | 39,000 | 62,000 | 92,000 |
| Net income | 86,000 | 172,000 | 270,000 | 321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,679,000 | 3,781,000 | 3,779,000 | 3,849,000 |
| Total capital | 4,086,000 | 4,177,000 | 4,173,000 | 4,254,000 |
| Risk-weighted assets | 32,503,000 | 31,581,000 | 31,422,000 | 32,350,000 |