Call reports 2017
GENERATIONS BANK — 2017
What GENERATIONS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 37,211,000 | 38,388,000 | 40,162,000 | 39,797,000 |
| Total loans | 27,727,000 | 29,118,000 | 30,801,000 | 30,594,000 |
| Allowance for loan losses | 366,000 | 396,000 | 426,000 | 456,000 |
| Securities available for sale | 4,478,000 | 3,981,000 | 3,498,000 | 3,317,000 |
| Securities held to maturity | 2,017,000 | 1,993,000 | 1,968,000 | 1,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,890,000 | 30,179,000 | 30,012,000 | 31,219,000 |
| Interest-bearing deposits | 23,540,000 | 23,226,000 | 22,853,000 | 22,038,000 |
| Noninterest-bearing deposits | 8,350,000 | 6,953,000 | 7,159,000 | 9,181,000 |
| Equity capital | 4,116,000 | 4,130,000 | 4,236,000 | 4,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 398,000 | 808,000 | 1,243,000 | 1,676,000 |
| Interest expense | 30,000 | 71,000 | 126,000 | 171,000 |
| Net interest income | 368,000 | 737,000 | 1,117,000 | 1,505,000 |
| Noninterest income | 82,000 | 32,000 | 78,000 | 121,000 |
| Noninterest expense | 298,000 | 569,000 | 858,000 | 1,177,000 |
| Provision for loan losses | 23,000 | 53,000 | 83,000 | 113,000 |
| Pretax income | 128,000 | 146,000 | 281,000 | 363,000 |
| Income tax | 36,000 | 49,000 | 79,000 | 73,000 |
| Net income | 92,000 | 97,000 | 202,000 | 290,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,491,000 | 3,509,000 | 3,627,000 | 3,730,000 |
| Total capital | 3,857,000 | 3,905,000 | 4,040,000 | 4,153,000 |
| Risk-weighted assets | 31,454,000 | 32,212,000 | 33,093,000 | 33,812,000 |