Call reports 2011
GENERATIONS BANK — 2011
What GENERATIONS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 28,758,000 | 28,726,000 | 27,645,000 | 28,091,000 |
| Total loans | 16,511,000 | 17,831,000 | 17,869,000 | 17,989,000 |
| Allowance for loan losses | 8,000 | 21,000 | 42,000 | 54,000 |
| Securities available for sale | 1,225,000 | 1,178,000 | 1,145,000 | 1,080,000 |
| Securities held to maturity | 4,651,000 | 4,263,000 | 3,947,000 | 3,528,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,283,000 | 22,727,000 | 21,117,000 | 22,308,000 |
| Interest-bearing deposits | 18,128,000 | 17,976,000 | 16,812,000 | 17,539,000 |
| Noninterest-bearing deposits | 6,155,000 | 4,752,000 | 4,305,000 | 4,769,000 |
| Equity capital | 3,566,000 | 3,603,000 | 3,644,000 | 3,593,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 313,000 | 643,000 | 977,000 | 1,286,000 |
| Interest expense | 53,000 | 106,000 | 159,000 | 205,000 |
| Net interest income | 260,000 | 537,000 | 818,000 | 1,081,000 |
| Noninterest income | 25,000 | 44,000 | 67,000 | 127,000 |
| Noninterest expense | 224,000 | 440,000 | 647,000 | 874,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 54,000 |
| Pretax income | 55,000 | 149,000 | 240,000 | 300,000 |
| Income tax | 3,000 | 22,000 | 76,000 | 105,000 |
| Net income | 52,000 | 127,000 | 164,000 | 195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,417,000 | 2,510,000 | 2,565,000 | 2,534,000 |
| Total capital | 2,465,000 | 2,571,000 | 2,647,000 | 2,628,000 |
| Risk-weighted assets | 18,176,000 | 18,817,000 | 18,787,000 | 19,511,000 |