Call reports 2005
GENERATIONS BANK — 2005
What GENERATIONS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 25,769,000 | 25,636,000 | 26,142,000 | 26,088,000 |
| Total loans | 14,296,000 | 15,179,000 | 15,806,000 | 15,326,000 |
| Allowance for loan losses | 381,000 | 381,000 | 381,000 | 381,000 |
| Securities available for sale | 4,625,000 | 4,265,000 | 4,227,000 | 4,556,000 |
| Securities held to maturity | 1,826,000 | 1,736,000 | 1,616,000 | 1,443,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,614,000 | 19,112,000 | 19,144,000 | 19,160,000 |
| Interest-bearing deposits | 16,461,000 | 16,086,000 | 16,109,000 | 15,785,000 |
| Noninterest-bearing deposits | 3,153,000 | 3,026,000 | 3,035,000 | 3,375,000 |
| Equity capital | 3,162,000 | 3,211,000 | 3,200,000 | 3,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 324,000 | 666,000 | 1,020,000 | 1,375,000 |
| Interest expense | 115,000 | 219,000 | 343,000 | 470,000 |
| Net interest income | 209,000 | 447,000 | 677,000 | 905,000 |
| Noninterest income | 50,000 | 87,000 | 135,000 | 200,000 |
| Noninterest expense | 209,000 | 407,000 | 581,000 | 760,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 50,000 | 127,000 | 231,000 | 345,000 |
| Income tax | 4,000 | 6,000 | 8,000 | 10,000 |
| Net income | 46,000 | 121,000 | 223,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,253,000 | 3,253,000 | 3,280,000 | 3,317,000 |
| Total capital | 3,468,000 | 3,477,000 | 3,485,000 | 3,546,000 |
| Risk-weighted assets | 17,134,000 | 17,788,000 | 16,189,000 | 18,169,000 |
Machine access — free, no API key
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