Call reports 2025
DACOTAH BANK — 2025
What DACOTAH BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 4,598,234,000 | 4,600,802,000 | 4,787,201,000 | 4,835,143,000 |
| Total loans | 3,623,020,000 | 3,774,365,000 | 3,868,104,000 | 3,967,609,000 |
| Allowance for loan losses | 39,291,000 | 40,132,000 | 41,262,000 | 43,897,000 |
| Securities available for sale | 553,984,000 | 557,606,000 | 557,950,000 | 566,855,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 4,137,957,000 | 4,102,554,000 | 4,296,059,000 | 4,321,159,000 |
| Interest-bearing deposits | 3,338,126,000 | 3,359,163,000 | 3,505,454,000 | 3,462,810,000 |
| Noninterest-bearing deposits | 799,831,000 | 743,391,000 | 790,605,000 | 858,349,000 |
| Equity capital | 421,470,000 | 437,223,000 | 449,091,000 | 462,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 60,920,000 | 123,134,000 | 187,496,000 | 253,955,000 |
| Interest expense | 23,304,000 | 46,260,000 | 70,200,000 | 92,932,000 |
| Net interest income | 37,616,000 | 76,874,000 | 117,296,000 | 161,023,000 |
| Noninterest income | 9,364,000 | 17,803,000 | 26,346,000 | 34,906,000 |
| Noninterest expense | 30,836,000 | 62,511,000 | 94,669,000 | 130,957,000 |
| Provision for loan losses | 0 | 1,500,000 | 3,150,000 | 5,800,000 |
| Pretax income | 15,869,000 | 30,116,000 | 44,930,000 | 57,779,000 |
| Income tax | 2,933,000 | 5,547,000 | 8,315,000 | 10,715,000 |
| Net income | 12,936,000 | 24,569,000 | 36,615,000 | 47,064,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 442,992,000 | 454,642,000 | 462,338,000 | 472,801,000 |
| Total capital | 482,283,000 | 494,774,000 | 503,600,000 | 516,898,000 |
| Risk-weighted assets | 3,908,838,000 | 4,056,396,000 | 4,149,400,000 | 4,224,930,000 |