Call reports 2024
DACOTAH BANK — 2024
What DACOTAH BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 4,165,107,000 | 4,298,494,000 | 4,373,392,000 | 4,440,049,000 |
| Total loans | 3,186,665,000 | 3,434,859,000 | 3,511,943,000 | 3,619,146,000 |
| Allowance for loan losses | 38,370,000 | 39,144,000 | 40,500,000 | 39,954,000 |
| Securities available for sale | 617,128,000 | 585,011,000 | 595,647,000 | 551,550,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,747,611,000 | 3,727,083,000 | 3,881,326,000 | 3,939,361,000 |
| Interest-bearing deposits | 2,974,711,000 | 2,975,824,000 | 3,129,299,000 | 3,152,494,000 |
| Noninterest-bearing deposits | 772,900,000 | 751,259,000 | 752,027,000 | 786,867,000 |
| Equity capital | 374,562,000 | 381,818,000 | 403,874,000 | 404,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 51,549,000 | 106,439,000 | 165,164,000 | 224,082,000 |
| Interest expense | 21,805,000 | 44,862,000 | 70,149,000 | 94,380,000 |
| Net interest income | 29,744,000 | 61,577,000 | 95,015,000 | 129,702,000 |
| Noninterest income | 6,208,000 | 13,294,000 | 21,105,000 | 28,887,000 |
| Noninterest expense | 29,561,000 | 59,098,000 | 89,006,000 | 118,028,000 |
| Provision for loan losses | 0 | 900,000 | 2,100,000 | 2,100,000 |
| Pretax income | 5,666,000 | 13,423,000 | 22,836,000 | 34,190,000 |
| Income tax | 609,000 | 1,844,000 | 3,544,000 | 4,278,000 |
| Net income | 5,057,000 | 11,579,000 | 19,292,000 | 29,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 408,992,000 | 415,659,000 | 423,398,000 | 434,039,000 |
| Total capital | 447,362,000 | 454,803,000 | 463,898,000 | 473,993,000 |
| Risk-weighted assets | 3,473,461,000 | 3,729,196,000 | 3,801,095,000 | 3,911,062,000 |