Call reports 2023
DACOTAH BANK — 2023
What DACOTAH BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 3,655,013,000 | 3,702,929,000 | 3,926,541,000 | 4,152,838,000 |
| Total loans | 2,751,802,000 | 2,890,653,000 | 3,032,550,000 | 3,133,782,000 |
| Allowance for loan losses | 37,414,000 | 37,441,000 | 37,824,000 | 38,296,000 |
| Securities available for sale | 599,805,000 | 582,534,000 | 569,534,000 | 588,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,263,542,000 | 3,217,619,000 | 3,530,329,000 | 3,733,641,000 |
| Interest-bearing deposits | 2,184,405,000 | 2,236,880,000 | 2,477,312,000 | 2,653,231,000 |
| Noninterest-bearing deposits | 1,079,137,000 | 980,739,000 | 1,053,017,000 | 1,080,410,000 |
| Equity capital | 354,397,000 | 355,740,000 | 351,045,000 | 376,268,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 37,174,000 | 78,417,000 | 123,428,000 | 173,254,000 |
| Interest expense | 9,192,000 | 20,894,000 | 36,604,000 | 56,638,000 |
| Net interest income | 27,982,000 | 57,523,000 | 86,824,000 | 116,616,000 |
| Noninterest income | 5,815,000 | 11,703,000 | 18,931,000 | 25,796,000 |
| Noninterest expense | 25,862,000 | 53,571,000 | 81,750,000 | 109,500,000 |
| Provision for loan losses | 0 | 0 | 450,000 | 900,000 |
| Pretax income | 7,530,000 | 14,985,000 | 22,570,000 | 31,591,000 |
| Income tax | 1,205,000 | 2,445,000 | 3,738,000 | 5,201,000 |
| Net income | 6,325,000 | 12,540,000 | 18,832,000 | 26,390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 391,210,000 | 397,461,000 | 399,819,000 | 407,411,000 |
| Total capital | 428,624,000 | 434,902,000 | 437,643,000 | 445,707,000 |
| Risk-weighted assets | 3,034,390,000 | 3,169,381,000 | 3,331,001,000 | 3,439,014,000 |