Call reports 2020
DACOTAH BANK — 2020
What DACOTAH BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,696,605,000 | 2,930,405,000 | 3,007,774,000 | 3,088,384,000 |
| Total loans | 2,124,150,000 | 2,358,835,000 | 2,344,586,000 | 2,301,226,000 |
| Allowance for loan losses | 32,421,000 | 33,073,000 | 34,027,000 | 39,040,000 |
| Securities available for sale | 257,519,000 | 263,061,000 | 271,868,000 | 277,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,325,901,000 | 2,546,902,000 | 2,626,175,000 | 2,704,351,000 |
| Interest-bearing deposits | 2,069,759,000 | 2,168,466,000 | 2,233,357,000 | 2,272,019,000 |
| Noninterest-bearing deposits | 256,142,000 | 378,436,000 | 392,818,000 | 432,332,000 |
| Equity capital | 321,038,000 | 333,608,000 | 336,818,000 | 340,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 28,800,000 | 63,149,000 | 91,361,000 | 118,603,000 |
| Interest expense | 4,923,000 | 8,800,000 | 12,409,000 | 15,203,000 |
| Net interest income | 23,877,000 | 54,349,000 | 78,952,000 | 103,400,000 |
| Noninterest income | 5,114,000 | 10,378,000 | 17,139,000 | 24,125,000 |
| Noninterest expense | 19,481,000 | 38,685,000 | 58,973,000 | 79,482,000 |
| Provision for loan losses | 600,000 | 2,400,000 | 3,600,000 | 8,800,000 |
| Pretax income | 8,910,000 | 23,634,000 | 33,392,000 | 38,991,000 |
| Income tax | 1,967,000 | 5,416,000 | 7,632,000 | 9,241,000 |
| Net income | 6,943,000 | 18,218,000 | 25,760,000 | 29,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 309,888,000 | 321,233,000 | 320,546,000 | 324,617,000 |
| Total capital | 338,683,000 | 350,757,000 | 350,151,000 | 354,545,000 |
| Risk-weighted assets | 2,300,003,000 | 2,358,426,000 | 2,364,044,000 | 2,385,199,000 |