Call reports 2019
DACOTAH BANK — 2019
What DACOTAH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,586,450,000 | 2,571,489,000 | 2,608,638,000 | 2,689,384,000 |
| Total loans | 2,057,023,000 | 2,110,270,000 | 2,124,978,000 | 2,112,373,000 |
| Allowance for loan losses | 30,960,000 | 31,697,000 | 32,351,000 | 32,483,000 |
| Securities available for sale | 240,809,000 | 247,703,000 | 246,426,000 | 246,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,233,040,000 | 2,209,280,000 | 2,248,243,000 | 2,324,119,000 |
| Interest-bearing deposits | 1,995,609,000 | 1,962,629,000 | 1,974,942,000 | 2,080,694,000 |
| Noninterest-bearing deposits | 237,431,000 | 246,651,000 | 273,301,000 | 243,425,000 |
| Equity capital | 293,182,000 | 302,166,000 | 308,103,000 | 315,322,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 28,551,000 | 58,314,000 | 88,336,000 | 117,958,000 |
| Interest expense | 5,690,000 | 11,746,000 | 17,817,000 | 23,361,000 |
| Net interest income | 22,861,000 | 46,568,000 | 70,519,000 | 94,597,000 |
| Noninterest income | 4,486,000 | 9,235,000 | 15,932,000 | 20,710,000 |
| Noninterest expense | 17,877,000 | 36,151,000 | 54,209,000 | 73,071,000 |
| Provision for loan losses | 900,000 | 1,800,000 | 2,400,000 | 3,000,000 |
| Pretax income | 8,575,000 | 17,847,000 | 29,833,000 | 39,227,000 |
| Income tax | 2,015,000 | 4,216,000 | 6,712,000 | 8,610,000 |
| Net income | 6,560,000 | 13,631,000 | 23,121,000 | 30,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 287,107,000 | 294,249,000 | 299,807,000 | 307,374,000 |
| Total capital | 314,774,000 | 322,518,000 | 328,368,000 | 335,974,000 |
| Risk-weighted assets | 2,210,137,000 | 2,258,128,000 | 2,281,132,000 | 2,284,119,000 |